	Learn how barter works
	Learn the benefits of barter
	Have questions about barter?
	Sign up today and save cash!
	Contact Rushmore Trade Alliance

Barter Trading Frequently Asked Questions

Barter is an important financial tool that helps business owners build their client base and improve cash flow. Learn more about barter by reviewing the answers to frequently asked questions about barter with Rushmore Trade Alliance.

Q. What is barter?
Q. What are the advantages of barter?
Q. Why join Rushmore Trade Alliance?
Q. How does barter work within Rushmore Trade Alliance?
Q. What does it cost to get started in Rushmore Trade Alliance?
Q. How does Rushmore Trade Alliance make money?
Q. How can one trade more profitably?
Q. Are there any unusual uses for barter?
Q. Suppose I want to spend more than what is in my trade account?
Q. Are there any tax advantages to barter?
Q. How do I know how much barter income to include on my tax return?
Q. Who decides what prices the seller will charge on barter?
Q. Can I charge part cash and part trade?
Q. How do I get started in Rushmore Trade Alliance?

Q. What is barter?
A. Barter is a way of transacting business without the use of cash. You can buy what you need and pay for it with what you have. A sale is made that would not have been if cash were required. Plus, there is an immediate increase in cash flow when one trades for an expense that would otherwise be paid for in cash.
[ back to top ]

Q. What are the advantages of barter?
A. There are several, with the foremost being new business. Barter provides you with new clients and allows you to expand your market beyond your cash-paying accounts. Barter also helps in conserving cash. Instead of spending cash to purchase goods and services, you can barter your own goods and services to pay for those things you need. Thus, more cash stays within your business, providing increased cash flow. Barter puts idle resources to work. Excess time, inventory, and capacity are converted into profits.
[ back to top ]

Q. Why join Rushmore Trade Alliance?
A. The problem with one-on-one trading that you are accustomed to, is that each business owner must need exactly what the other has to offer. In the Rushmore Trade Alliance barter network, everyone trades with everyone, even if they do not want what the other person has to offer. Trade dollars are credited to a trade account with Rushmore Trade Alliance, which can then be spent on any item or service needed or wanted from within the network.
[ back to top ]

Q. How does barter work within Rushmore Trade Alliance?
A. Clients of Rushmore Trade Alliance use Trade Dollars, instead of cash to handle their transactions. For example, if a client sells $1000 worth of products to another client, they will receive $1000 in Trade Dollars credited to their Rushmore Trade Alliance trade account. These Trade Dollars can then be used to purchase from the other trading clients within the Rushmore Trade Alliance network. Rushmore Trade Alliance is a third-party record keeper, providing monthly statements to clients, which reflect their purchases, sales, fees and current trade dollar balance.
[ back to top ]

Q. What does it cost to get started in Rushmore Trade Alliance?
A. There is a one-time membership investment and a modest monthly administrative fee.
[ back to top ]

Q. How does Rushmore Trade Alliance make money?
A. There is a 5% transaction fee on sales and purchases. This represents a fee for generating new business for clients of our exchange network. Trade business provided is NEW business from NEW clients over and above your standard cash clients. Most business owners feel justified in paying a small percentage to acquire new business. This fee is Rushmore Trade Alliance's main cash producing vehicle, necessary to keep the exchange operating on a financially responsible basis.
[ back to top ]

Q. How can one trade more profitably?
A. Don't limit yourself to worrying about one or two large one-time purchases. Look at your business checkbook for the last 12 months as a memory aid. Think too, of your personal needs. If you regularly take cash out of your company for living expenses like travel, home improvements, etc. why not take out a barter income instead and save your cash for products and services that Rushmore Trade Alliance may not be able to supply?
[ back to top ]

Q. Are there any unusual uses for barter?
A. Yes. Barter provides limitless opportunities. Here are just a few creative ones:

Pay Employees. Use trade dollars to pay employee benefits, bonuses, and perks. Even pay a portion of their regular salaries in trade. For a nominal fee, we will set up employee sub-accounts and assist your employees in spending their trade dollars.

Pay Bills. Use trade dollars to pay some of your outstanding cash bills. If you owe a vendor money for a product or service that you just don't have enough cash to pay - talk to them about barter with Rushmore Trade Alliance. If they become part of our network and you have a trade balance to cover the amount owed to them - then you can immediately pay them.

Collect Past Due. Receivables Businesses that are unable to pay money they owe you would probably be very willing to pay you with their product or service. You may not need these offerings directly, but Rushmore Trade Alliance may have a market for their products. So phone Rushmore Trade Alliance with the specifics and we may be able to move their products, either by them becoming part of our exchange network and working with their own account. Or, we can process the transaction through your Rushmore Trade Alliance account, and credit your account when the products or services have been sold.
[ back to top ]

Q. Suppose I want to spend more than what is in my trade account?
A. The standard policy is that you must have the trade dollars earned in your Rushmore Trade Alliance account from previous sales to cover all purchases. If and when credit is requested, it is handled on an individual transaction basis. All loans are subject to a 1 ½% per month compounded interest charge on the unpaid balance and subject to the provisions in The Rules and Regulations of The Rushmore Trade Alliance Contract Agreement and General Trading Policies and Procedures.
[ back to top ]

Q. Are there any tax advantages to barter?
A. There are no tax advantages or disadvantages to barter. Barter income is the same as cash income for tax purposes. Trading should be considered a marketing tool, not a tax tool. As with cash income, however, trade purchases that are business related are also tax deductible.
[ back to top ]

Q. How do I know how much barter income to include on my tax return?
A. At the end of the year, Rushmore Trade Alliance totals your barter sales and submits this information to the IRS on the form 1099B. You are also mailed a copy of this form for your records.
[ back to top ]

Q. Who decides what prices the seller will charge on barter?
A. Essentially, the market determines pricing just as it would for cash. The seller is expected to trade their goods and services at their prevailing prices. By accepting or rejecting prices, Rushmore Trade Alliance members are ultimately the determining authority in the pricing integrity. Rushmore Trade Alliance Brokers keep in constant contact with Members to monitor fair trading policies.
[ back to top ]

Q. Can I charge part cash and part trade?
A. Yes, but all partial cash partial trades must be approved by RTA prior to transaction.
[ back to top ]

Q. How do I get started in Rushmore Trade Alliance?
A. Simply go to the Join Us section of this website. There you can complete a Membership Form and read our Application Agreement Contract and our General Trading Policies and Procedures. A member of our staff will then call you to discuss your initial investment payment and discuss your products and services, as well as full details on our barter program. Our Client Services Team will then assist you in getting the most from your barter investment.
[ back to top ]